PET INSURANCE

Best Affordable Pet Insurance Companies In The US in 2022

Similar to how vital health insurance is to our bank accounts, the same emphasis extends to pet insurance. There’s no denying that being a pet owner comes with providing extensive care to your pets, and some of these pet pamperings can be expensive.

Similar to how vital health insurance is to our bank accounts, the same emphasis extends to pet insurance. There’s no denying that being a pet owner comes with providing extensive care to your pets, and some of these pet pamperings can be expensive.

 

Perhaps it’s your pet falling sick, running into a stranger’s property, or requiring therapy; maintaining the bills for these liabilities can be frustrating.

Owning pet insurance helps settle these bills and provide the best care to our companions. The cost of pet insurance depends on specific factors like; your desired insurance plan, the coverage, age, and breed of your pet.

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Some of these insurance deals can be a little pricey; however, the good news is there are also affordable plans, as every pet deserves the best care.

This article covers the best affordable pet insurance deals in the US.

The Best Affordable Pet Insurance Companies In The US

1. Pet Assure

Talk about an affordable pet insurance deal in the US? Think Pet Assure!.

Affordable with flexibility for pet owners to choose their coverage, Pet Assure has a starting cost of $99 yearly, zero deductible fee, and great discounts.

It extends to all kinds of pets with the two top plans; family and unlimited plan at $16.95 & $21.95 per month.

It has no waiting period, and discounts are offered at in-network veterinary clinics. Pet Assure insurance deal covers illnesses, hereditary conditions, checkups, and accidents.

2. Healthy Paws

Looking for a pet insurance plan that offers you unlimited lifetime coverage of treatment and services? Try Healthy Paws!

An insurance company that offers excellent deals with a starting price of $15 per month for cats and $20 for dogs, there’s no reason why Healthy Paws shouldn’t be every pet parent’s favorite.

It involves a 2-day waiting period and provides your pet with top-notch lifetime medical care. This pet insurance is ideal for pets with hereditary or chronic illnesses.

Nonetheless, the downside to this plan is its age restriction and single plan availability.

 

3. Embrace

Embrace pet insurance is one of the top affordable insurance deals in the US to snag for your pet.

With a starting price of $145 yearly and a $200 diminishing deductible fee that comes with amazing discounts, this pet insurance deal is ideal for emergency trips to the vet.

Embrace pet insurance has two policies: accidents and illnesses accompanied by accidents. Unlike other insurance companies, the accident policy has a two-day waiting period before you can commence the insurance usage and a waiting period of 14 days for illnesses.

Treatment under this pet insurance deal includes;

  • Surgeries
  • Hospitalizations
  • Emergencies
  • Prescriptions
  • Rehabs
  • Hereditary/chronic conditions
  • Behavioral therapy

Although the insurance plan extends to all types of pets, the accident-only insurance policy is solely for dogs over 15 years of age.

This sole policy covers accidents like poisoning, cuts, injuries, car accidents, and swallowed objects. The embrace insurance plan also covers minor services like checkups and vaccines.

The best part of the Embrace insurance plan is that it offers excellent discount deals like reducing your deductibles every year you don’t report an illness or accident.

Employees under their companies insurance plan, military personnel, and multiple pet owners also get varying discounts.

3. Figo

Figo is a pet-friendly insurance company in the US that covers pet accidents and illnesses. Although Gigi’s pet insurance price starts at $92 yearly, there are three coverage plans under this pet insurance, namely;

  • Essential plan priced at $5000
  • Preferred plan at $10,000
  • Ultimate plan which offers unlimited coverage

It offers deductibles at the rate of $100 & $750; however, pet owners are provided varying discounts.

The best part of getting an insurance deal with Figo is you’re provided with an around-the-clock virtual vet to tender to any questions about your pet.

The treatment & service coverage for Figo includes;

  • Hospitalization
  • Hereditary/Chronic conditions
  • Surgeries
  • Holistic care
  • Emergencies
  • Diagnosis /Cancer treatment

4. MetLife (Pet First)

MetLife previously known as Pet First offers one of the best affordable pet insurance deals in the US with a starting price of $15 & $9 monthly for dogs and cats, respectively.

 Deductibles are offered at $250 with varying discounts depending on your profession and the number of pets you parent.

This insurance can be used in any vet clinic within the United States and comes with a 14-day illness waiting period before using the coverage.

MetLife insurance coverage extends to accidents, illnesses, and injuries. Additional treatment under the coverage are; medications, emergencies, hospitalization, exam fees, x-ray, ultrasounds, surgeries, and holistic care.

5. ASPCA

ASPCA offers an affordable multiple pet insurance deal with a starting price of $150 yearly and a deductible of $100-$500 with a 10% discount.

Like the Embrace insurance plan, ASPCA has two insurance coverage policies; accident only & illness/accident coverage.

The ASPCA pet insurance can be used in the United States and Canada. However, its coverage plan is divided into complete and accident-only coverage.

The complete coverage includes; Dental conditions, illness/ accidents, and behavioral therapy. The Accident-only covers; X-rays, surgeries, ultrasound, hospitalization, MRIs, and bite/broken wounds.

6. Hartville

There are times where our older pets fall sick, perhaps due to hereditary conditions; the Hartville pet insurance is the ideal plan for your pockets.

The pricing starts at $138 yearly with a $100-$500 deductible; the Hartville pet insurance offers pet parents an online quote depending on the age, breed, and coverage plan for your pet.

The pet insurance involves a 14-day waiting period with two coverage policies similar to ASPCA’s; getting the Hartville pet insurance is a great way to save money and give your older pets the best health treatment.

Conclusion

Spending our last dollar on our pets is excellent; however, snagging an affordable pet insurance deal is greater. The above-mentioned pet insurance offers the best deals in the US for a happier, healthier, and longer-lived pet.

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